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Marriott Bonvoy Credit Card
Al Rajhi Bank·Visa Infinite
Verified: 2026-04-04
Annual Fee
SAR 1,380
Rewards Rate
1.13%
APR
35.16%
Income (Y1)
SAR 704
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 1,380 inc. VAT |
| Supplementary Card Fee | First 2 free, then SAR 86 each inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.5% |
| APR | 35.16% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
Unlimited
Guests
1 guest free
Requires USD 100 international spend in preceding 90 days.
Reward Rates
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.4 | 40.0 | SAR 1.13 | - |
| International | 0.93 | 93.3 | SAR 2.62 | - |
| Marriott Bonvoy hotels and resorts | 1.6 | 160.0 | SAR 4.50 | - |
* Estimated point value in Marriott Bonvoy Points program: SAR 0.028125
Other Benefits
- Complimentary Gold Elite Status
- Free Night Award (up to 50,000 pts) after SAR 90K spend
- 15 Elite Night Credits annually
- Path to Platinum Elite (SAR 200K/year)
- 20% off at 60+ Marriott restaurants in Saudi
- Car rental discounts (SIXT 15%, AVIS 35%, Budget 10%)
- Apple Pay, Google Pay, Samsung Pay, Mada Pay
- 0% Tasaheel
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 90 days | 50,000 Marriott Bonvoy points | Spend SAR 15,000 |
| Total | 50,000 Marriott Bonvoy points | ≈ SAR 1,406 |
* Estimated point value in Marriott Bonvoy Points program: SAR 0.028125
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 1,380 |
| Rewards for spending | + SAR 678 |
| Welcome bonus | + SAR 1,406 |
| Income (First Year) | + SAR 704 |
| Annual fee(inc. VAT) | - SAR 1,380 |
| Rewards for spending | + SAR 678 |
| Income (Second Year) | - SAR 702 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Marriott Bonvoy Redemption
How to Redeem
Redeem points for free nights at Marriott, Sheraton, W Hotels, and other Marriott Bonvoy properties worldwide. Points can also be transferred to airline partners.
* Estimated point value in Marriott Bonvoy program: SAR 0.028125
Redemption Partners
Marriott hotels worldwide
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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