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AlFursan Platinum Credit Card
Al Rajhi Bank·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 564
Rewards Rate
0.88%
APR
35.16%
Income (Y1)
SAR 527
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 564 inc. VAT |
| Supplementary Card Fee | First 2 free, then SAR 86 each inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.5% |
| APR | 35.16% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
Not included
Requires USD 100 international spend in preceding 90 days.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 4.25 | 23.5 | SAR 0.88 | - |
| International | 3.5 | 28.6 | SAR 1.07 | - |
| Saudia | 2.5 | 40.0 | SAR 1.50 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- 3D Secure online protection
- Extended warranty
- Apple Pay, Mada Pay, Samsung Pay
- 0% Tasaheel installment program
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 90 days of issuance | 5,000 miles | Spend SAR 5,000 |
| Within 180 days of issuance | 10,000 miles | Spend SAR 30,000 |
| Annual Renewal | 5,000 miles | Pay annual renewal fee |
| Total (First Year) | 20,000 miles | ≈ SAR 750 |
| Annual Renewal (Second Year) | 5,000 miles | ≈ SAR 188 |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 564 |
| Rewards for spending | + SAR 528 |
| Welcome bonus(First Year) | + SAR 563 |
| Income (First Year) | + SAR 527 |
| Annual fee(inc. VAT) | - SAR 564 |
| Rewards for spending | + SAR 528 |
| Renewal bonus(Second Year) | + SAR 187.5 |
| Income (Second Year) | + SAR 152 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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