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SAB My Card Visa Credit Card
Saudi Awwal Bank·Visa Standard
Verified: 2026-06-04
Annual Fee
Free
Rewards Rate
N/A
APR
49.05%
Income (Y1)
N/A
Network
Visa
Monthly spend:
Fees
| Annual Fee | Free |
| FX Fee | 2% |
| Late Payment Fee | SAR 57 inc. VAT |
| Replacement Fee | SAR 57.5 inc. VAT |
| Monthly Profit Rate | 3% |
| APR | 49.05% |
| Grace Period | 20 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Other Benefits
- Entry-level credit card with a maximum limit of SAR 50
- Load by transferring from your account — total spending control
- No salary, minimum service period, or bank statement required
- No cash withdrawal
- Worldwide POS and e-commerce acceptance
- SMS alerts after each transaction; e-statements only
- Apple Pay, mada Pay, Samsung Pay
Annual Income
Annual Income Calculation
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (First Year) | SAR 0 |
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | SAR 0 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
Notes
No salary, minimum service period, or bank statement required. One-time processing fee SAR 57.50 (SAR 50 ex-VAT). Maximum initial credit limit SAR 50; deposits up to SAR 100,000/month via SAB Mobile/Online. Replacement (lost) SAR 57.50.
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