Back to Cards
Apply on the bank's website
SAB Emirates Infinite Credit Card
Saudi Awwal Bank·Visa Infinite
Verified: 2026-04-04
Annual Fee
SAR 862
Rewards Rate
1.00%
APR
61.66%
Income (Y1)
SAR -262
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 862 inc. VAT |
| Supplementary Card Fee | Free |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 57 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 3% |
| APR | 61.66% |
| Grace Period | 20 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
4 visits
Guests
1 guest free
4 complimentary visits per calendar year for cardholder + 1 guest. Requires SAR 375+ in international spending within the last 90 days.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 3.75 | 26.7 | SAR 1.00 | - |
| International | 2.5 | 40.0 | SAR 1.50 | - |
| Travel | 1.875 | 53.3 | SAR 2.00 | - |
* Estimated mile value in Emirates Skywards Miles program: SAR 0.0375
Other Benefits
- Free Emirates Skywards Silver membership upgrade (on SAR 1,500 annual Emirates spend)
- Free meet & greet at Dubai airport (DXB)
- Free chauffeur service from/to Dubai airport
- Priority check-in at business class counters when flying Emirates economy from Saudi Arabia
- 5% discount on Emirates Holidays bookings from Saudi Arabia
- 25% discount when purchasing Skywards miles
- Visa Concierge service 24/7
- DragonPass Dine restaurant discounts at airports
- YQ airport meet & greet up to 25% off
- Avis car rental up to 35% off
- SAB Credit Card Protection Program
- SAB AQSAT installment conversion
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 6 months | 50,000 miles | Spend SAR 50,000Not achievable with current 5,000 SAR monthly spend |
| Total | 50,000 miles | ≈ SAR 1,875 |
| Achievable (0/1) | 0 miles |
You can change the "Monthly spend" filter on the cards page to recalculate achievability.
* Estimated mile value in Emirates Skywards Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 862 |
| Rewards for spending | + SAR 600 |
| Income (First Year) | - SAR 262 |
| Annual fee(inc. VAT) | - SAR 862 |
| Rewards for spending | + SAR 600 |
| Income (Second Year) | - SAR 262 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Emirates Skywards Redemption
How to Redeem Miles
Redeem your miles on the Emirates website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
emirates.com
* Estimated mile value in Emirates Skywards program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
See a mistake?
