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Rahhala Infinite Credit Card
Emirates NBD·Visa Infinite
Verified: 2026-04-04
Annual Fee
SAR 805
Rewards Rate
1.25%
APR
51.66%
Income (Y1)
SAR -55
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 805 inc. VAT |
| Supplementary Card Fee | First 5 free, then Free each |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86.25) inc. VAT |
| Late Payment Fee | SAR 57.5 inc. VAT |
| Replacement Fee | SAR 17.25 inc. VAT |
| Monthly Profit Rate | 3.2% |
| APR | 51.66% |
| Grace Period | 53 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
Unlimited
Guests
1 guest free
Unlimited visits. 1 guest included. Requires SAR 3,000 monthly spend.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 3 | 33.3 | SAR 1.25 | - |
| International | 2 | 50.0 | SAR 1.88 | - |
* Estimated mile value in Rahhala Miles program: SAR 0.0375
Other Benefits
- Over 750 airlines, 700,000 hotels
- 1 guest included per visit
- 4 airport transfers per year (UAE)
- 24-hour concierge service
- Installment Payment Plan
- Extended warranty
- Purchase protection
- Fraudulent card misuse protection
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 805 |
| Rewards for spending | + SAR 750 |
| Income (First Year) | - SAR 55 |
| Annual fee(inc. VAT) | - SAR 805 |
| Rewards for spending | + SAR 750 |
| Income (Second Year) | - SAR 55 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Rahhala Miles Redemption
How to Redeem Miles
Redeem your miles on the Rahhala Miles website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
* Estimated mile value in Rahhala Miles program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
Notes
Minimum salary SAR 30,000.
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