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Mazeed Platinum Credit Card
Emirates NBD·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 230
Rewards Rate
4.58%
APR
47.90%
Income (Y1)
SAR 2,518
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 230 inc. VAT |
| Supplementary Card Fee | First 5 free, then Free each |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86.25) inc. VAT |
| Late Payment Fee | SAR 57.5 inc. VAT |
| Replacement Fee | SAR 17.25 inc. VAT |
| Monthly Profit Rate | 3.2% |
| APR | 47.90% |
| Grace Period | 53 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
Not included
Guest charged $32/visit.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 10% | 200 sar |
| Groceries | 5% | 200 sar |
| Healthcare | 5% | 200 sar |
| Education | 5% | 200 sar |
| Travel | 2% | 200 sar |
| all | 0.5% | - |
Total monthly cashback cap: SAR 1,000
Other Benefits
- Minimum SAR 1,000 monthly spend to earn
- UAE offers and discounts
- Installment Payment Plan
- Extended warranty
- Purchase protection
- Fraudulent card misuse protection
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 2,748 |
| Income (First Year) | + SAR 2,518 |
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 2,748 |
| Income (Second Year) | + SAR 2,518 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
This calculation assumes even spending across reward categories. Achieving this income requires monitoring per-category caps and focusing spend on eligible reward categories.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
Notes
Saudi nationals: min SAR 6,000 salary. Expats: min SAR 8,000 salary. Age 21+.
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