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VISA Al Fursan Platinum
Banque Saudi Fransi·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 690
Rewards Rate
0.94%
APR
47.92%
Income (Y1)
SAR 24
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 690 inc. VAT |
| Supplementary Card Fee | First 2 free, then SAR 86 each inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 3% |
| APR | 47.92% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
12 visits
Guests
Not included
Requires a cumulative USD 100 in international spending within the last 90 days.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 4 | 25.0 | SAR 0.94 | - |
| International | 3 | 33.3 | SAR 1.25 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- 30% discount on Saudia airline tickets
- Purchase protection
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Welcome | 4,000 miles | Card issuance welcome miles |
| Annual Renewal | 10,000 miles | Spend SAR 50,000 |
| Total (First Year) | 14,000 miles | ≈ SAR 525 |
| Annual Renewal (Second Year) | 10,000 miles | ≈ SAR 375 |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 690 |
| Rewards for spending | + SAR 564 |
| Welcome bonus(First Year) | + SAR 150 |
| Income (First Year) | + SAR 24 |
| Annual fee(inc. VAT) | - SAR 690 |
| Rewards for spending | + SAR 564 |
| Renewal bonus(Second Year) | + SAR 375 |
| Income (Second Year) | + SAR 249 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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