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Almosafer VISA Infinite
Banque Saudi Fransi·Visa Infinite
Verified: 2026-04-04
Annual Fee
SAR 805
Rewards Rate
3.55%
APR
48.49%
Income (Y1)
SAR 3,325
Lounges
Yes
Network
Visa
Monthly spend:
Fees
Limited-time offer
First-year card issuance fee waived for applications before March 31, 2026.
Expires: 2026-03-31
| Annual Fee | Free SAR 805 inc. VAT |
| Supplementary Card Fee | First 2 free, then SAR 86 each inc. VAT |
| FX Fee | 0% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 3.25% |
| APR | 48.49% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,300+ lounges)
Visits / Year
Unlimited
Guests
1 guest free
Requires a cumulative USD 100 in international spending within the last 90 days.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 1% | - |
| International | 2% | - |
| Dining | 5% | 250 sar |
| Shopping | 5% | 250 sar |
| Almosafer flights | 10% | 250 sar |
| Almosafer hotels | 20% | 500 sar |
| Almosafer activities | 30% | 500 sar |
* Estimated point value in Almosafer Points program: SAR 1
Other Benefits
- 0% foreign transaction fee
- Concierge Planning Service vouchers
- Meet & Greet service discount
- Purchase protection
- 24/7 Concierge service
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Welcome | 2,000 points | Spend SAR 3,000 |
| Total | 2,000 points | ≈ SAR 2,000 |
* Estimated point value in Almosafer Points program: SAR 1
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 805 |
| Rewards for spending | + SAR 2,130 |
| Welcome bonus | + SAR 2,000 |
| Income (First Year) | + SAR 3,325 |
| Annual fee(inc. VAT) | - SAR 805 |
| Rewards for spending | + SAR 2,130 |
| Income (Second Year) | + SAR 1,325 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
This calculation assumes a spend distribution of 55% domestic, 20% dining, 20% shopping, and 5% Almosafer platform. Actual income varies based on your spending pattern.
Redemption
Almosafer Points Redemption
How to Redeem
Use your points to book flights, hotels, and travel packages on the Almosafer platform. 1 point = SAR 1 in travel credit.
* Estimated point value in Almosafer Points program: SAR 1
Redemption Partners
Almosafer travel bookings
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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