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Almosafer VISA Signature
Banque Saudi Fransi·Visa Signature
Verified: 2026-04-04
Annual Fee
SAR 345
Rewards Rate
2.40%
APR
48.98%
Income (Y1)
SAR 2,095
Lounges
Yes
Network
Visa
Monthly spend:
Fees
Limited-time offer
First-year card issuance fee waived for applications before March 31, 2026.
Expires: 2026-03-31
| Annual Fee | Free SAR 345 inc. VAT |
| Supplementary Card Fee | First 2 free, then SAR 86 each inc. VAT |
| FX Fee | 0% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 3.25% |
| APR | 48.98% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,300+ lounges)
Visits / Year
12 visits
Guests
Not included
Requires a cumulative USD 100 in international spending within the last 90 days. 12 visits/yr.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 1% | - |
| International | 1.5% | - |
| Dining | 3% | 200 sar |
| Shopping | 3% | 200 sar |
| Almosafer flights | 7% | 125 sar |
| Almosafer hotels | 12% | 250 sar |
| Almosafer activities | 20% | 250 sar |
* Estimated point value in Almosafer Points program: SAR 1
Other Benefits
- 0% foreign transaction fee
- Concierge Planning Service vouchers
- Purchase protection
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Welcome | 1,000 points | Spend SAR 3,000 |
| Total | 1,000 points | ≈ SAR 1,000 |
* Estimated point value in Almosafer Points program: SAR 1
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 345 |
| Rewards for spending | + SAR 1,440 |
| Welcome bonus | + SAR 1,000 |
| Income (First Year) | + SAR 2,095 |
| Annual fee(inc. VAT) | - SAR 345 |
| Rewards for spending | + SAR 1,440 |
| Income (Second Year) | + SAR 1,095 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
This calculation assumes a spend distribution of 55% domestic, 20% dining, 20% shopping, and 5% Almosafer platform. Actual income varies based on your spending pattern.
Redemption
Almosafer Points Redemption
How to Redeem
Use your points to book flights, hotels, and travel packages on the Almosafer platform. 1 point = SAR 1 in travel credit.
* Estimated point value in Almosafer Points program: SAR 1
Redemption Partners
Almosafer travel bookings
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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