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Annual Fee
SAR 230
Rewards Rate
0.70%
Income (Y1)
SAR 190
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 230 inc. VAT |
| Supplementary Card Fee | SAR 230 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86.25) inc. VAT |
| Replacement Fee | SAR 17.25 inc. VAT |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
Not included
Cardholder only. Register via Visa Airport Companion app. Powered by DragonPass.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 0.7% | - |
Other Benefits
- Global ATM network
- 2-for-1 deals from Entertainer
- Hotel bookings discounts
- Purchase protection
- Extended warranty
- Apple Pay and mada Pay
- NFC contactless payments
- Monthly membership option: SAR 23 inc. VAT (alternative to annual fee)
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 420 |
| Income (First Year) | + SAR 190 |
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 420 |
| Income (Second Year) | + SAR 190 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
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