
Saudi National Bank·Mastercard Standard
Verified: 2026-04-04
Annual Fee
Free for life
Rewards Rate
0.50%
Income (Y1)
SAR 300
Network
Mastercard
| Annual Fee | Free |
| FX Fee | 3% |
| Replacement Fee | SAR 58 inc. VAT |
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.5 | 50.0 | SAR 0.50 | - |
| International | 0.5 | 50.0 | SAR 0.50 | - |
* Estimated point value in LAK Points program: SAR 0.01 (e-voucher) / SAR 0.008 (cash)
| Annual fee | Free |
| Rewards for spending | + SAR 300 |
| Income (First Year) | + SAR 300 |
| Annual fee | Free |
| Rewards for spending | + SAR 300 |
| Income (Second Year) | + SAR 300 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
| Redemption Method | Value per 1,000 points |
|---|---|
| E-vouchers / Rewards marketplace | SAR 10 |
| Cash / Account credit | SAR 8 |