
Saudi National Bank·Mastercard Platinum
Verified: 2026-04-04
Annual Fee
SAR 230
Rewards Rate
0.67%
Income (Y1)
SAR 172
Lounges
Yes
Network
Mastercard
| Annual Fee | SAR 230 inc. VAT |
| FX Fee | 3% |
| Replacement Fee | SAR 58 inc. VAT |
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.67 | 66.7 | SAR 0.67 | - |
| International | 1.33 | 133.3 | SAR 1.33 | - |
* Estimated point value in LAK Points program: SAR 0.01 (e-voucher) / SAR 0.008 (cash)
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 402 |
| Income (First Year) | + SAR 172 |
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 402 |
| Income (Second Year) | + SAR 172 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
| Redemption Method | Value per 1,000 points |
|---|---|
| E-vouchers / Rewards marketplace | SAR 10 |
| Cash / Account credit | SAR 8 |