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Annual Fee
SAR 86
Rewards Rate
0.25%
Income (Y1)
SAR 64
Network
Visa
Monthly spend:
Fees
| Card Issuance Fee | SAR 115 inc. VAT · One-time |
| Annual Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Replacement Fee | SAR 57.5 inc. VAT |
Rewards & Benefits
Reward Rates
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.25 | 25.0 | SAR 0.25 | - |
| International | 0.33 | 33.3 | SAR 0.33 | - |
* Estimated point value in WooW Points program: SAR 0.01 (e-voucher) / SAR 0.005 (cash)
Other Benefits
- WooW loyalty points
- Aseel Program discounts
- Global acceptance (30M+ merchants)
- Visa 3D Secure (Verified by Visa)
- Apple Pay support
- Chip-and-PIN security
- Free SMS notifications
- International emergency card replacement
- Additional family cards available
- Available via Flexx Click, Flexx Touch, Flexx Call, or branch
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 86.25 |
| Rewards for spending | + SAR 150 |
| Income (First Year) | + SAR 64 |
| Annual fee(inc. VAT) | - SAR 86.25 |
| Rewards for spending | + SAR 150 |
| Income (Second Year) | + SAR 64 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
WooW Rewards Program Redemption
Redemption Value
| Redemption Method | Value per 1,000 points |
|---|---|
| E-vouchers / Rewards marketplace | SAR 10 |
| Cash / Account credit | SAR 5 |
Redemption Partners
E-gift cardsWooW E-CatalogQitaf PointsTravel MilesWooW Alkhair charities
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