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Annual Fee
SAR 322
Rewards Rate
1.50%
Income (Y1)
SAR 578
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 322 inc. VAT |
| Supplementary Card Fee | Free |
| FX Fee | 2% |
| Replacement Fee | SAR 57.5 inc. VAT |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,000+ lounges)
Visits / Year
12 visits
Guests
Not included
Requires minimum USD 100 cumulative international spend in last 90 days. Register via Visa Airport Companion app. Effective 2 February 2026.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 1.5% | - |
| International | 2% | - |
AlFursan Miles (Alternative)
You must select your preferred reward program (Cashback or AlFursan Miles) in the Mobily Pay app
| Category | SAR per Mile | Miles per 100 SAR | Value per 100 SAR |
|---|---|---|---|
| Domestic | 5 | 20.0 | SAR 0.75 |
| International | 4 | 25.0 | SAR 0.94 |
* Estimated mile value: SAR 0.0375
Other Benefits
- Visa Discount program (selected merchants)
- 24-hour global concierge service
- International medical insurance
- Apple Pay support
- NFC contactless payments
- Secure online transaction control
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 322 |
| Rewards for spending | + SAR 900 |
| Income (First Year) | + SAR 578 |
| Annual fee(inc. VAT) | - SAR 322 |
| Rewards for spending | + SAR 900 |
| Income (Second Year) | + SAR 578 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
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