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Annual Fee
Free for life
Rewards Rate
1.00%
Income (Y1)
SAR 600
Network
Visa
Monthly spend:
Fees
| Annual Fee | Free |
| Supplementary Card Fee | Free |
| FX Fee | 2% |
| Replacement Fee | SAR 57.5 inc. VAT |
Rewards & Benefits
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 1% | - |
| International | 1.5% | - |
AlFursan Miles (Alternative)
You must select your preferred reward program (Cashback or AlFursan Miles) in the Mobily Pay app
| Category | SAR per Mile | Miles per 100 SAR | Value per 100 SAR |
|---|---|---|---|
| Domestic | 8 | 12.5 | SAR 0.47 |
| International | 6 | 16.7 | SAR 0.63 |
* Estimated mile value: SAR 0.0375
Other Benefits
- Visa Discount program (selected merchants)
- Free annual fee and issuance
- Apple Pay support
- NFC contactless payments
- Secure online transaction control
Annual Income
Annual Income Calculation
| Annual fee | Free |
| Rewards for spending | + SAR 600 |
| Income (First Year) | + SAR 600 |
| Annual fee | Free |
| Rewards for spending | + SAR 600 |
| Income (Second Year) | + SAR 600 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
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