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Annual Fee
SAR 115
Rewards Rate
0.20%
Income (Y1)
SAR 5
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 115 inc. VAT |
| Supplementary Card Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Replacement Fee | SAR 17.25 inc. VAT |
Rewards & Benefits
Reward Rates
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.2 | 20.0 | SAR 0.20 | - |
* Estimated point value in Jana Points program: SAR 0.01 (e-voucher) / SAR 0.01 (cash)
Other Benefits
- Designed for youth (15-25 years)
- Parental controls available
- Set spending limits
- BSF Jana points for every transaction
- 3D Secure (Verified by Visa)
- Apple Pay, mada Pay, Samsung Pay
- Supplementary cards for family members
- Cash withdrawal from any ATM worldwide
- Online shopping enabled
- Free SMS alerts for transactions
- Instant issuance at branches or via e-channels
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 120 |
| Income (First Year) | + SAR 5 |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 120 |
| Income (Second Year) | + SAR 5 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Jana Points Redemption
Redemption Value
| Redemption Method | Value per 1,000 points |
|---|---|
| All redemption options | SAR 10 |
Redemption Partners
Qitaftravele-vouchers
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