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My Currencies Card
Banque Saudi Fransi·Mastercard Standard
Verified: 2026-04-04
Annual Fee
SAR 115
Rewards Rate
0.20%
Income (Y1)
SAR 5
Network
Mastercard
Monthly spend:
Fees
| Annual Fee | SAR 115 inc. VAT |
| Supplementary Card Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Replacement Fee | SAR 17.25 inc. VAT |
Rewards & Benefits
Reward Rates
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 0.2 | 20.0 | SAR 0.20 | - |
* Estimated point value in Jana Points program: SAR 0.01 (e-voucher) / SAR 0.01 (cash)
Other Benefits
- 22 currencies in one card
- Lock in FX rates when loading
- No FX fees when spending in loaded currency
- BSF Jana points for every transaction
- Multi-wallet management
- Online shopping in multiple currencies
- POS payments worldwide
- Track balances via mobile app
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 120 |
| Income (First Year) | + SAR 5 |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 120 |
| Income (Second Year) | + SAR 5 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Jana Points Redemption
Redemption Value
| Redemption Method | Value per 1,000 points |
|---|---|
| All redemption options | SAR 10 |
Redemption Partners
Qitaftravele-vouchers
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