Back to Cards
Apply on the bank's website
Platinum Credit Card (Charge Card)
Alinma Bank·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 230
Rewards Rate
0.34%
Income (Y1)
SAR -26
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Card Issuance Fee | SAR 288 inc. VAT · One-time |
| Annual Fee | SAR 230 inc. VAT |
| Supplementary Card Issuance Fee | SAR 115 inc. VAT · One-time |
| Supplementary Card Fee | SAR 115 inc. VAT |
| FX Fee | 1% |
| Late Payment Fee | SAR 0 |
| Replacement Fee | SAR 58 inc. VAT |
| Monthly Profit Rate | 0% |
| APR | Charge card Full balance due monthly |
| Grace Period | 21 days |
| Minimum Repayment | Full balance due |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
Not included
Requires a cumulative USD 100 in international spending within the last 90 days.
Reward Rates
| Category | Points per 1 SAR | Points per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 1 | 100.0 | SAR 0.34 | - |
| International | 2 | 200.0 | SAR 0.68 | - |
* Estimated point value in Akthr Points program: SAR 0.00339 (e-voucher) / SAR 0.0017 (cash)
Other Benefits
- Full balance due monthly (no revolving credit)
- Competitive international rates (1.15% FX)
- Apple Pay and mada Pay compatible
- Cash withdrawal up to 30% of limit
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 204 |
| Income (First Year) | - SAR 26 |
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 204 |
| Income (Second Year) | - SAR 26 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Akthr Loyalty Program Redemption
Redemption Value
| Redemption Method | Value per 1,000 points |
|---|---|
| E-vouchers / Rewards marketplace | SAR 3.39 |
| Cash / Account credit | SAR 1.7 |
Redemption Partners
JarirTamimi MarketsSascoAlFursanflynasAccorResalShawarmerAl Manea
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
See a mistake?
