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AlFursan Infinite Credit Card
Alinma Bank·Visa Infinite
Verified: 2026-04-04
Annual Fee
SAR 1,150
Rewards Rate
1.50%
APR
34.00%
Income (Y1)
SAR 1,438
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Card Issuance Fee | SAR 2,300 inc. VAT · One-time |
| Annual Fee | SAR 1,150 inc. VAT |
| Supplementary Card Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.5% |
| APR | 34.00% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
Unlimited
Guests
1 guest free
Requires a cumulative USD 100 in international spending within the last 90 days.; otherwise 2 visits. Also 4 AlFursan lounge visits/yr (SAR 20K intl spend).
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 2.5 | 40.0 | SAR 1.50 | - |
| International | 1 | 100.0 | SAR 3.75 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- Apple Pay and mada Pay compatible
- Visa Infinite concierge service
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 90 days | 45,000 miles | Spend SAR 1,000 |
| Monthly bonus (recurring) | 7,500 miles × 12/yr | Spend SAR 10,000Not achievable with current 5,000 SAR monthly spend |
| Annual bonus (recurring) | 7,500 miles | Spend SAR 150,000Not achievable with current 5,000 SAR monthly spend |
| Total (First Year) | 142,500 miles | ≈ SAR 5,344 |
| Achievable (1/3) | 45,000 miles | ≈ SAR 1,688 |
| Recurring Bonus (Every Year) | 97,500 miles | ≈ SAR 3,656 |
You can change the "Monthly spend" filter on the cards page to recalculate achievability.
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 1,150 |
| Rewards for spending | + SAR 900 |
| Welcome bonus(First Year) | + SAR 1,688 |
| Income (First Year) | + SAR 1,438 |
| Annual fee(inc. VAT) | - SAR 1,150 |
| Rewards for spending | + SAR 900 |
| Income (Second Year) | - SAR 250 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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