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AlFursan Signature Credit Card
Alinma Bank·Visa Signature
Verified: 2026-04-04
Annual Fee
SAR 575
Rewards Rate
1.25%
APR
34.00%
Income (Y1)
SAR 1,113
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Card Issuance Fee | SAR 1,035 inc. VAT · One-time |
| Annual Fee | SAR 575 inc. VAT |
| Supplementary Card Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.5% |
| APR | 34.00% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
11 visits
Guests
Not included
Requires at least one international transaction. Also 4 AlFursan lounge visits/yr (SAR 30K intl spend).
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 3 | 33.3 | SAR 1.25 | - |
| International | 1.5 | 66.7 | SAR 2.50 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- Apple Pay and mada Pay compatible
- Visa Signature concierge service
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 90 days | 25,000 miles | Spend SAR 1,000 |
| Monthly bonus (recurring) | 5,500 miles × 12/yr | Spend SAR 10,000Not achievable with current 5,000 SAR monthly spend |
| Annual bonus (recurring) | 5,500 miles | Spend SAR 150,000Not achievable with current 5,000 SAR monthly spend |
| Total (First Year) | 96,500 miles | ≈ SAR 3,619 |
| Achievable (1/3) | 25,000 miles | ≈ SAR 938 |
| Recurring Bonus (Every Year) | 71,500 miles | ≈ SAR 2,681 |
You can change the "Monthly spend" filter on the cards page to recalculate achievability.
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 575 |
| Rewards for spending | + SAR 750 |
| Welcome bonus(First Year) | + SAR 938 |
| Income (First Year) | + SAR 1,113 |
| Annual fee(inc. VAT) | - SAR 575 |
| Rewards for spending | + SAR 750 |
| Income (Second Year) | + SAR 175 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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