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AlFursan Platinum Credit Card
Alinma Bank·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 173
Rewards Rate
0.94%
APR
34.00%
Income (Y1)
SAR 579
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Card Issuance Fee | SAR 345 inc. VAT · One-time |
| Annual Fee | SAR 173 inc. VAT |
| Supplementary Card Fee | SAR 86 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.5% |
| APR | 34.00% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
1 guest free
Requires a cumulative USD 100 in international spending within the last 90 days.; otherwise 2 visits. Extra visits USD 27. Resets Jan 31.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 4 | 25.0 | SAR 0.94 | - |
| International | 3 | 33.3 | SAR 1.25 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- Apple Pay and mada Pay compatible
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 90 days | 5,000 miles | Spend SAR 1,000 |
| Monthly bonus (recurring) | 1,500 miles × 12/yr | Spend SAR 8,000Not achievable with current 5,000 SAR monthly spend |
| Annual bonus (recurring) | 1,500 miles | Spend SAR 150,000Not achievable with current 5,000 SAR monthly spend |
| Total (First Year) | 24,500 miles | ≈ SAR 919 |
| Achievable (1/3) | 5,000 miles | ≈ SAR 188 |
| Recurring Bonus (Every Year) | 19,500 miles | ≈ SAR 731 |
You can change the "Monthly spend" filter on the cards page to recalculate achievability.
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 173 |
| Rewards for spending | + SAR 564 |
| Welcome bonus(First Year) | + SAR 188 |
| Income (First Year) | + SAR 579 |
| Annual fee(inc. VAT) | - SAR 173 |
| Rewards for spending | + SAR 564 |
| Income (Second Year) | + SAR 391 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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