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Bankkie is a financial product comparison platform for informational purposes only. We are not a bank, financial institution, or licensed financial advisor. The information displayed may not reflect the most current terms or rates. Always verify product details directly with the relevant bank before making any financial decision. Bankkie does not provide financial advice or services. We recommend consulting a qualified financial advisor for personalized guidance. For complaints about financial products, contact SAMA (Saudi Central Bank). All bank names, logos, and trademarks are the property of their respective owners. © 2026 Bankkie. All rights reserved.

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Personal Loans
Smart Finance

Smart Finance

STC Bank

Verified: 2026-04-04

Apply on the bank's website

APR

15.31% - 16.51%

Max Amount

SAR 50,000

Max Tenure

2 years

Min Salary

SAR 3,000

Rates & Terms

APR

15.31% - 16.51%

Max APR

16.51%

Min Amount

SAR 3,001

Max Amount

Saudi: SAR 50,000 · Non-Saudi: SAR 50,000

Min Tenure

3 months

Max Tenure

2 years

Fees

Admin Fee

N/A

Early Settlement

N/A

Late Payment

N/A

Requirements

Min Salary

Saudi: SAR 3,000 · Non-Saudi: SAR 10,000

Max Age

60 yrs (Retirees: 67 yrs)

Min Service

3 mo

Salary Transfer

No

Sharia Compliant

Yes

Apply on the bank's website

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