Back to Cards
Apply on the bank's website
AlAhli Cashback Premium Credit Card - World
Saudi National Bank·Mastercard World
Verified: 2026-04-04
Annual Fee
SAR 230
Rewards Rate
4.78%
APR
41.59%
Income (Y1)
SAR 2,638
Lounges
Yes
Network
Mastercard
Monthly spend:
Fees
| Annual Fee | SAR 230 inc. VAT |
| Supplementary Card Fee | First 3 free, then 50% of annual fee |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 57 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 3.1% |
| APR | 41.59% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Mastercard Travel Pass (1,200+ lounges)
Visits / Year
20 visits
Guests
Not included
To maintain lounge access, make at least one international transaction every 3 months.
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Fuel | 11% | 100 sar |
| Dining | 5% | 200 sar |
| Groceries | 5% | 200 sar |
| Pharmacy | 5% | 200 sar |
| International | 2% | - |
| Domestic | 0.7% | - |
Other Benefits
- 3D Secure online protection
- Purchase protection
- Apple Pay, Samsung Pay, Mada Pay
- 0% installment plans
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 2,868 |
| Income (First Year) | + SAR 2,638 |
| Annual fee(inc. VAT) | - SAR 230 |
| Rewards for spending | + SAR 2,868 |
| Income (Second Year) | + SAR 2,638 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
This calculation assumes even spending across reward categories. Achieving this income requires monitoring per-category caps and focusing spend on eligible reward categories.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
See a mistake?
