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AlAhli Cashback Credit Card - Platinum
Saudi National Bank·Mastercard Platinum
Verified: 2026-04-04
Annual Fee
Free for life
Rewards Rate
1.00%
APR
32.84%
Income (Y1)
SAR 600
Lounges
Yes
Network
Mastercard
Monthly spend:
Fees
| Annual Fee | Free |
| Supplementary Card Fee | SAR 115 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 57 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.8% |
| APR | 32.84% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Mastercard Travel Pass (1,200+ lounges)
Visits / Year
8 visits
Guests
Not included
To maintain lounge access, make at least one international transaction every 3 months.
Reward Rates
+20% bonus on: pickups, food delivery, groceries, international
| Monthly Spend | Rate | Cap |
|---|---|---|
| SAR 0–499 | 0% | SAR 200 |
| SAR 500–4,999 | 0.5% | SAR 200 |
| SAR 5,000–9,999 | 1% | SAR 200 |
| SAR 10,000+ | 2% | SAR 200 |
Cashback rate depends on total monthly spend
Total monthly cashback cap: SAR 200
Other Benefits
- No annual fee
- 3D Secure online protection
- Apple Pay, Samsung Pay, Mada Pay
- 0% installment plans
Annual Income
Annual Income Calculation
| Annual fee | Free |
| Rewards for spending | + SAR 600 |
| Income (First Year) | + SAR 600 |
| Annual fee | Free |
| Rewards for spending | + SAR 600 |
| Income (Second Year) | + SAR 600 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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