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AlFursan Credit Card - Visa Platinum
Saudi National Bank·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 402
Rewards Rate
1.25%
APR
36.47%
Income (Y1)
SAR 348
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 402 inc. VAT |
| Supplementary Card Fee | First 3 free, then 50% of annual fee |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 57 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.55% |
| APR | 36.47% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (25+ lounges)
Visits / Year
6 visits
Guests
Not included
Requires a cumulative USD 100 in international spending within the last 90 days.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 3 | 33.3 | SAR 1.25 | - |
| International | 3 | 33.3 | SAR 1.25 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- 3D Secure online protection
- Apple Pay, Samsung Pay, Mada Pay
- 0% installment plans
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 402 |
| Rewards for spending | + SAR 750 |
| Income (First Year) | + SAR 348 |
| Annual fee(inc. VAT) | - SAR 402 |
| Rewards for spending | + SAR 750 |
| Income (Second Year) | + SAR 348 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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