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SAB Umlaty Multi Currency Card VISA
Saudi Awwal Bank·Visa Standard
Verified: 2026-04-04
Annual Fee
SAR 86
Rewards Rate
N/A
Income (Y1)
SAR -86
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 86 inc. VATFree for Diamond & Private Banking customers |
| FX Fee | 2% |
| Replacement Fee | SAR 17.25 inc. VAT |
Rewards & Benefits
Other Benefits
- 10 currency wallets in a single card
- Competitive exchange rates (1 USD = 3.749 SAR)
- Global acceptance at 37+ million merchants
- No need for foreign currency cash exchange
- Instant wallet funding
- Easy currency transfer between wallets
- Online and mobile card management
- Apple Pay and mada Pay support
- Virtual card available
- Extended purchase warranty (up to 1 year)
- Buyers protection against theft/damage
- Supplementary cards for family members
- 3D Secure online shopping
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 86.25 |
| Rewards for spending | + SAR 0 |
| Income (First Year) | - SAR 86 |
| Annual fee(inc. VAT) | - SAR 86.25 |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | - SAR 86 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
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