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Annual Fee
Free for life
Rewards Rate
N/A
Income (Y1)
N/A
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | Free |
| FX Fee | 0% |
Rewards & Benefits
Other Benefits
- Spin the Wheel excludes: ATM withdrawals, bill payments, telecom apps, digital wallets, digital banks, and financing companies
- Hotels, cars, and resorts: up to 15% off retail rates via Visa benefits
- The ENTERTAINER: 2-for-1 dining and leisure offers
- Booking.com exclusive discounts and travel perks
- Jumeirah Group food and beverage discounts
- Free annual fee and issuance
- No international transaction fees
- 5 free ATM withdrawals per month
- Apple Pay support
- NFC contactless payments
- Barq app with real-time transaction control
Annual Income
Annual Income Calculation
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (First Year) | SAR 0 |
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | SAR 0 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
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