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anb Visa Platinum Low-Limit
Arab National Bank·Visa Platinum
Verified: 2026-04-04
Annual Fee
SAR 345
Rewards Rate
N/A
APR
32.77%
Income (Y1)
SAR -345
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 345 inc. VAT · Free when spending SAR 1,000+ in purchases within first 3 months. Offer continues annually. |
| FX Fee | 3% |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| APR | 32.77% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Lounge Access
Program
DragonPass (25+ lounges)
Visits / Year
Unlimited
Guests
Not included
DragonPass Dine&Fly. Access to 25+ airport lounges.
Other Benefits
- DragonPass airport dining Dine&Fly
- 25% discount on Jumeirah Hotels
- 20% discount at Jumeirah Dining
- 15% discount on YQ meet & greet airport service
- Visa Luxury Hotel Collection
- 12% discount on Agoda bookings
- ENTERTAINER 2-for-1 offers
- 20% discount with Avis car rental
- 4 months free Anghami Plus
- Medical & travel assistance
- Extended warranty
- Purchase protection
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 345 |
| Rewards for spending | + SAR 0 |
| Income (First Year) | - SAR 345 |
| Annual fee(inc. VAT) | - SAR 345 |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | - SAR 345 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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