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Annual Fee
SAR 115
Rewards Rate
N/A
Income (Y1)
SAR -115
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 115 inc. VAT · Free when spending SAR 1,000+ in purchases within first 3 months. Offer continues annually. |
| FX Fee | 3% |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Other Benefits
- Apple Pay, Samsung Pay, mada Pay compatible
- Atheer contactless payments
- Merchant discounts & offers
- Accepted worldwide
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 0 |
| Income (First Year) | - SAR 115 |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | - SAR 115 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
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