Annual Fee
SAR 115
Rewards Rate
N/A
Income (Y1)
SAR -115
Network
Visa
| Annual Fee | SAR 115 inc. VAT · Free when spending SAR 1,000+ in purchases within first 3 months. Offer continues annually. |
| FX Fee | 3% |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 0 |
| Income (First Year) | - SAR 115 |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | - SAR 115 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |