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ANB Digital Cashback Card
Arab National Bank·Visa Standard
Verified: 2026-04-04
Annual Fee
SAR 115
Rewards Rate
0.50%
Income (Y1)
SAR 185
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 115 inc. VAT |
| FX Fee | 2% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17.25 inc. VAT |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 100) |
Rewards & Benefits
Reward Rates
| Category | Rate | Cap |
|---|---|---|
| Domestic | 0.5% | - |
| International | 1% | - |
Other Benefits
- Instant digital issuance
- Apple Pay / mada Pay compatible
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 300 |
| Income (First Year) | + SAR 185 |
| Annual fee(inc. VAT) | - SAR 115 |
| Rewards for spending | + SAR 300 |
| Income (Second Year) | + SAR 185 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
Notes
anb account holder. Instant digital issuance via anb app. Physical card available on request.
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