Back to Cards
Apply on the bank's website
anb AlFursan Visa Signature
Arab National Bank·Visa Signature
Verified: 2026-04-04
Annual Fee
SAR 1,150
Rewards Rate
0.94%
APR
38.71%
Income (Y1)
SAR 164
Lounges
Yes
Network
Visa
Monthly spend:
Fees
| Annual Fee | SAR 1,150 inc. VAT · Free when spending SAR 1,000+ in purchases within first 3 months. Offer continues annually.Free for Diamond & Private Banking customers |
| Supplementary Card Fee | First 2 free, then 50% of annual fee |
| FX Fee | 3% |
| Cash Advance Fee | 3% (max SAR 86) inc. VAT |
| Late Payment Fee | SAR 58 inc. VAT |
| Replacement Fee | SAR 17 inc. VAT |
| Monthly Profit Rate | 2.35% |
| APR | 38.71% |
| Grace Period | 25 days |
| Minimum Repayment | 5% (min SAR 200) |
Rewards & Benefits
Lounge Access
Program
Visa Airport Companion (1,200+ lounges)
Visits / Year
12 visits
Guests
Not included
Requires international card usage. Guests USD 32/visit.
Reward Rates
| Category | SAR spent to earn 1 mile | Miles per 100 SAR | Value per 100 SAR | Cap |
|---|---|---|---|---|
| Domestic | 4 | 25.0 | SAR 0.94 | - |
| International | 2.5 | 40.0 | SAR 1.50 | - |
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Other Benefits
- 80% bonus tier credits when traveling with Saudia
- Jumeirah Hotels and Dining discounts
- Visa Luxury Hotel Collection
- Extended warranty
- Purchase protection
Welcome Bonus
Welcome Bonus Details
| Period | Bonus | Condition |
|---|---|---|
| Within 30 days | 20,000 miles | Spend SAR 5,000 |
| Quarter 1 (0-90 days) | 15,000 miles | Spend SAR 25,000Not achievable with current 5,000 SAR monthly spend |
| Quarter 2 (91-180 days) | 15,000 miles | Spend SAR 25,000Not achievable with current 5,000 SAR monthly spend |
| Quarter 3 (181-270 days) | 15,000 miles | Spend SAR 25,000Not achievable with current 5,000 SAR monthly spend |
| Quarter 4 (271-360 days) | 15,000 miles | Spend SAR 25,000Not achievable with current 5,000 SAR monthly spend |
| Annual bonus (recurring) | 25,000 miles | Spend SAR 150,000Not achievable with current 5,000 SAR monthly spend |
| Total (First Year) | 105,000 miles | ≈ SAR 3,938 |
| Achievable (1/6) | 20,000 miles | ≈ SAR 750 |
| Recurring Bonus (Every Year) | 25,000 miles | ≈ SAR 938 |
You can change the "Monthly spend" filter on the cards page to recalculate achievability.
* Estimated mile value in AlFursan Miles program: SAR 0.0375
Annual Income
Annual Income Calculation
| Annual fee(inc. VAT) | - SAR 1,150 |
| Rewards for spending | + SAR 564 |
| Welcome bonus(First Year) | + SAR 750 |
| Income (First Year) | + SAR 164 |
| Annual fee(inc. VAT) | - SAR 1,150 |
| Rewards for spending | + SAR 564 |
| Income (Second Year) | - SAR 586 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
AlFursan Redemption
How to Redeem Miles
Redeem your miles on the Saudia Airlines website for flight bookings and upgrades. You can use miles to cover the full or partial cost of your ticket.
saudia.com
* Estimated mile value in AlFursan program: SAR 0.0375
Requirements
Application Requirements
| ID | Valid National ID or Iqama |
| Bank statement | In some cases |
| Salary certificate | From employer |
See a mistake?
