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Annual Fee
Free
Rewards Rate
N/A
Income (Y1)
N/A
Network
Mada
Monthly spend:
Fees
| Annual Fee | Free |
| FX Fee | 3% |
Rewards & Benefits
Other Benefits
- Digital-only card (no physical card)
- Instant issuance via Albilad Net
- Free issuance and annual fee
- Online shopping only (no POS/ATM)
- Up to 4 cards per customer
- Reloadable via Albilad App, Net, ATM, or phone banking
- Secure online transactions
Annual Income
Annual Income Calculation
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (First Year) | SAR 0 |
| Annual fee | Free |
| Rewards for spending | + SAR 0 |
| Income (Second Year) | SAR 0 |
Income = rewards − fee + welcome bonus. Values based on SAR 5,000/month.
Redemption
Mukafaat Albilad Redemption
Redemption Value
| Redemption Method | Value per 1,000 points |
|---|---|
| All redemption options | SAR 3.3 |
Redemption Partners
AlFursan (Saudia)Qatar AirwaysEtihad GuestBritish AirwaysHiltonIHGSouq.comEnjaz Cashback
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